Wealth42 offers a customizable AI Platform for financial product sales

Wealth42 has blended optimization sciences with personal finance to help people make decisions towards their goals. We call this technology MINT Science (Minimum Input Needed Today) to meet their goals. Our MINT Science technology is a specialized Optimization Engine that manages cash flow scenarios. It efficiently does need-analysis by aligning client goals with financial products like mutual funds, ETFs, time-horizon model portfolios, term life insurance, endowment plans, loans, deposits, Pensions, etc.

Here’s a note on our MINT Science algorithm.

Benefits

MINT Science enables transformation in customer relationship management. Our AI platform can be leveraged to deploy unlimited user journeys – for DIY or assisted.

Key benefits include:

  1. Increased Lifetime Value: Enhanced conversion rates and expanded product reach, capturing a more significant portion of client wallets.
  2. Efficient Advisory Process: Our tools streamline lead qualification for advisory teams and distributors, saving time and improving focus.
  3. Cost and Time Saving: Developing a similar AI platform could cost around USD 2M and take two years. Our ready tech reduces time to market.
  4. Personalized Financial Planning: Wealth42 offers instant, tailored financial plans, including dynamic asset allocation, loan planning, and life insurance planning, backed by robust cash-flow projections and actionable transaction recommendations.
  5. Advanced AI Engine: Manages over 25,000 variables and 50,000 constraints for diverse financial planning across multiple products.
  6. Optimized Advisory Structure: Enables deployment of general advisory staff for initial engagement, enabling expert staff to focus exclusively on high-intent interactions.
  7. Ongoing Client Lifecycle Support: Servicing clients through their relationship lifecycle. For instance, changes in investment needs based on market movements or client needs, increase in term life insurance required, guiding capital allocation for beneficiaries in case of demise of an insured, changes in laddered FDs if interest rates change, additional investment insurance policies as are necessary for change in goals or increasing inflation estimates.

Resources

  1. 3-minute sample journey video. Our AI platform enables building several simpler or more comprehensive journeys for end-users OR an advisor/agent.
  2. Experience the AI platform implemented in our reference iOS and Android apps**.** These apps link a planning journey to an in-house Mutual Fund Transaction platform for Indian investors. The reference app is limited to India, but the AI is applicable globally.
  3. Our kanban roadmap and major built modules.
  4. Detailed product deck.
  5. Technical infrastructure architecture doc